From Hindupedia, the Hindu Encyclopedia

By Swami Harshananda

Rṇa literally means ‘debt’.

Rṇas or debts are of two kinds:

  1. Laukika - It means worldly
  2. Alaukika - It means other worldly

When a person takes loans from others, he has to repay it as per the contract. If he cannot, he should repay by working for the creditor without taking any remuneration. If he dies without repaying it, his son or grandson should do so on his behalf.


  • The Concise Encyclopedia of Hinduism, Swami Harshananda, Ram Krishna Math, Bangalore